Get the refreshing feeling of that new pool you've always wanted, the home improvement project you've been meaning to get done, or even that debt consolidation to free up some extra cash every month. With an easy to secure Home Equity Loan or Line of Credit, the possibilities are endless. Enjoy financing up to 125% of the value of your home, local underwriting and processing, which means you won't have to wait weeks for a decision or your funds.

  • Easy to apply
  • Affordable payments
  • Low fixed rates
  • Borrow up to 125% of your property value*
  • Various financing options with no closing costs
  • 7, 10 and 15 year terms
  • Interest may be tax deductible**
  • Use funds for most anything
  • Local underwriting
  • Credit life and disability protection available
  • Convenient Online Payment - Learn More

*Over 90% CLTV = 1.00% increase in qualifying rate.

**Consult your tax advisor.

Home Equity Line of Credit (HELOC)

It's easy to plan for major purchases such as a home improvement project or college, but you should also be prepared for life's unexpected expenses. The equity in your home is an easy way to be ready for those untimely emergencies or that weekend project that turns into a major remodel. A home equity loan or LOC is easy to secure and we offer financing up to 125% of the value of your home*.

  • Ready line of credit
  • Adjustable rate of interest
  • Borrow up to 100% CLTV*
  • 20-year term
  • 10-year draw period
  • First Advance: $5,000
  • Subsequent Advances: $500
  • Interest may be tax deductible**
  • Use funds for most anything
  • Easy access to funds when you need them
  • Pay interest on only what you use
  • Use it again with no need to re-apply
  • Local underwriting
  • Restrictions may apply

*CLTV equals Combined Loan to Value. Applies only to owner occupied primary residences located in Duval and the surrounding counties. Offer applies to new home equity lines of credit and does not apply to those already financed with Alive CU. Good for standard closing costs only. This promotion does not include title insurance for lines over $50,000. Contact the credit union for a list of closing costs. Pre-payment penalty for those paid in full within the first year. Over 90% CLTV = 1.00% increase in qualifying rate. NMLS# 422880.

**Consult your tax advisor.

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