Alive Credit Union meets you wherever you are in your credit journey. Whether just starting out, repairing credit, or preparing for a big life change, Alive CU's certified Financial Wellness Coaches are here to help.
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Fresh Start Checking
• Bank On Certified checking account designed for members who need to rebuild or want to begin building their financial profile.
• Mobile, online, and in-person banking with a free credit monitoring tool
• Access your money anywhere with over 5,000 shared branches
Credit Builder Loan
• Excellent way to establish or repair credit
• Loan amounts ranging from $500 to $1,200
• Loan is reported to credit bureaus, giving you the opportunity to build a positive credit history
First Time Auto Buyer
• Establish a positive credit history
• Loans up to $25,000
• After one year of making on-time payments, you may receive an automatic rate reduction of 1.00% APR*
Drive with Alive Auto Loan
• Designed for members with credit scores of 639 or under
• Loans up to $25,000
• Earn quarterly cash rewards with a free coaching check-up
• 1% loan rate discount after a year of on-time payments
Easy Cash Plus Loan
• Safe and easy alternative to a payday loan
• Ideal for emergencies
• Get $500 now and save $500 for later
First Time Home Buyer Program
• Up to $50,000 in down payment assistance
• Designed to help get members into their First Home
• Assistance from an experienced mortgage expert every step of the way
Free Financial Wellness Coaching
• Judgement free credit report & analysis with a certified Financial Counselor
• Debt elimination counseling
• Budgeting assistance
• Future financial goal planning
• Virtual or in-person meetings
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