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Enjoy the security of a loan with the flexibility to pay off those things you really need (or want). Learn more about our personal and business cards with an array of different benefits. Whether it's retail rewards, higher limits, or a student card, we offer one that meets your needs.

Check out this LIMITED TIME OFFER!

Choosing the right credit card is easier than ever.

  • No matter which card you choose, you'll enjoy important features like:
  • EMV Smart chip technology for added security
  • Mobile payment capability for added convenience
  • Plus much more!

Let's get started...learn more about each of our cards below. Then use our rewards calculator to pick the best rewards card for you!

Earn valuable rewards.

Visa Signature® Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)
  • Rewards bonus - $25 value awarded after first purchase, redeemable as cash deposit or a statement credit. 

Premier Rewards American Express® Card

Flexible Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas.
  • Also earn up to 2% cash back at supermarkets and 1% on all other eligible net purchases.
  • Rewards bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.

What does EMV stand for?

EMV stands for Europay, MasterCard and Visa and is a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions.

What is the EMV Smart Chip technology?

An EMV chip is a more secure method of processing a payment with your credit card versus swiping the magnetic stripe on the back of the card.

How do I use my EMV chip to make a purchase?

In addition to swiping the magnetic stripe of the card, cardmembers will also have the option to insert the EMV chip portion of their card at merchant terminals that accept chip cards. Either way, cardmembers will simply use their signature to complete the transaction as they do today, and do not need to input a PIN.

Why are EMV cards more secure than traditional cards?

It is a small, metallic square that you will see on new cards. The square is a computer chip and it's what sets apart the new generation of cards. Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.

We make the process painless...