Enjoy the security of a loan with the flexibility to pay off those things you really need (or want). Learn more about our personal and business cards with an array of different benefits. Whether it's retail rewards, higher limits, or a student card, we offer one that meets your needs.

Details

Choosing the right credit card is easier than ever.

No matter which card you choose, you'll enjoy important features like:

  • EMV Smart chip technology for added security
  • Mobile payment capability for added convenience
  • Plus much more!

Let's get started...learn more about each of our cards below. Then use our rewards calculator to pick the best rewards card for you!

Choose Your Card

Earn valuable rewards.

Visa® Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus, get $25 cash back* after your first purchase. Learn more.

Visa® Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus, get $50 cash back* after your first purchase — all with a low annual fee. Learn more.

Cash Rewards American Express® Card

Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back* after your first purchase. Learn more.

Travel Rewards American Express® Card

Earn great rewards faster with 3X reward earnings on airline net purchases and 2X rewards earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back* after your first purchase — all with a low annual fee. Learn more.

1- After your first credit card eligible net purchase (purchases minus credits and returns), you'll earn bonus points which can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6-8 weeks after first purchase and are not awarded for balance transfers or cash advances.

2- Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

EMV Chip FAQs

What does EMV stand for?

EMV stands for Europay, MasterCard and Visa and is a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions.

What is the EMV Smart Chip technology?

An EMV chip is a more secure method of processing a payment with your credit card versus swiping the magnetic stripe on the back of the card.

How do I use my EMV chip to make a purchase?

In addition to swiping the magnetic stripe of the card, cardmembers will also have the option to insert the EMV chip portion of their card at merchant terminals that accept chip cards. Either way, cardmembers will simply use their signature to complete the transaction as they do today, and do not need to input a PIN.

Why are EMV cards more secure than traditional cards?

It is a small, metallic square that you will see on new cards. The square is a computer chip and it's what sets apart the new generation of cards. Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.

We make the process painless…