APY = Annual Percentage Yield. Rates effective as of 3/25/2017. Fees may reduce earnings.

Deposit Rates

Checking Accounts See Details

AccountDividend RateAPY
Interest Checking 0.05% 0.05%

Savings Accounts See Details

AccountBalanceDividend RateAPY
Savings All 0.10% 0.10%
Healthy Kids Club All 0.10% 0.10%
Club Accounts All 0.10% 0.10%
Seasonal Pay Account Up to $10,000 1.25% 1.26%
Seasonal Pay Account $10,000.01+ 0.10% 0.10%

Money Market Accounts See Details

BalanceDividend RateAPY
from $2,500 to $24,999 0.26% 0.26%
from $25,000 to $49,999 0.31% 0.31%
from $50,000 to $99,999 0.36% 0.36%
from $100,000 to $149,999 0.41% 0.41%
from $150,000 to $199,999 0.55% 0.55%
from $200,000 and up 0.65% 0.65%

Certificates of Deposit See Details

TermMinimum AmountDividend RateAPYDividends Paid
181 days (6 months) $1,000 0.46% 0.46% Quarterly
365 days (1 year) $1,000 0.75% 0.75% Quarterly
1.5 years $1,000 0.85% 0.85% Quarterly
2 years $1,000 0.95% 0.95% Quarterly
2.5 years $1,000 1.01% 1.01% Quarterly
3 years $1,000 1.16% 1.16% Quarterly
4 years $1,000 1.36% 1.36% Quarterly
5 years $1,000 1.81% 1.82% Quarterly
Healthy Kids Club 1 Year $500 0.75% 0.75% Quarterly

Penalty for early withdrawal

Individual Retirement Accounts See Details

TermMinimum DepositDividend RateAPYDividends Paid
6 month $1,000 0.46% 0.46% Quarterly
12 month $1,000 0.75% 0.75% Quarterly
18-month $1,000 0.85% 0.85% Quarterly
24 month $1,000 0.95% 0.95% Quarterly
30 month $1,000 1.01% 1.01% Quarterly
36 month $1,000 1.16% 1.16% Quarterly
48 month $1,000 1.36% 1.36% Quarterly
60 month $1,000 1.81% 1.82% Quarterly
Roth / Traditional / Educational IRAs 0.50% 0.50% Quarterly

Penalty for early withdrawal.

Health Savings Account See Details

BalanceDividend RateAPY
from $0 - $2,500 0.25% 0.25%
from $2,501 - $10,000 0.50% 0.50%
from $10,001 - $25,000 0.65% 0.65%
from $25,001 - $50,000 0.65% 0.65%
from $50,001 - and up 0.65% 0.65%
Loan Rates

New Auto Loans See Details

TermAPR*
24 months As low as 1.79%
36 months As low as 1.79%
48 months As low as 2.29%
60 months As low as 2.29%
72 months As low as 2.39%
84 months Financing may be available - ask your Alive Credit Union loan officer today!

*APR (Annual Percentage Rate) is based on Credit Score. Actual rate may vary. Lowest possible rate is shown. Model years 2016-2017. 

Used Auto Loans See Details

TermAPR*
24 months As low as 1.99%
36 months As low as 1.99%
48 months As low as 2.49%
60 months As low as 2.49%
72 months As low as 2.59%

*APR (Annual Percentage Rate) is based on Credit Score. Actual rate may vary. Lowest possible rate is shown. 

New/Used Recreational Vehicles See Details

TermAPR*
1-48 months As low as 3.99%
49-84 months As low as 4.99%
85-120 months As low as 6.49%

*APR (Annual Percentage Rate) is based on Credit Score. Actual rate may vary. Lowest possible rate is shown. 

Motorcycle Loans See Details

TermAPR*
1-36 months As low as 3.25%
37-48 months As low as 4.25%
49-72 months As low as 5.25%

*APR (Annual Percentage Rate) is based on Credit Score. Actual rate may vary. Lowest possible rate is shown. 

Home Equity Loans See Details

TypeAPR*Other Conditions
HELOC Prime + 0.75% Floor (minimum) of 2.00%
Fixed Rate - 7 years 5.00% $20,000 minimum
Fixed Rate - Up to 10 years 5.50% $20,000 minimum
Fixed Rate - Up to 15 years 6.00% $20,000 minimum

*Annual Percentage Rate. Lowest possible rate is shown. 

Other Loans

TypeAPR* 
Personal Loan As low as 8.25%
Share Secured Loan Share Rate + 2.00%
CD Secured Loan CD Rate + 2.00%
Medical Loan As low as 7.25%

*APR (Annual Percentage Rate) is based on Credit Score. Actual rate may vary. Lowest possible rate is shown.