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We get it, sometimes life just happens and we all need a little extra cash to get by. With Alive's Easy Cash Plus Loan, you'll get the cash you need to cover today's emergency and simultaneously build on your savings in case anything comes up down the line. So stay away from those high-interest, never-ending payday loans that keep you from building the savings you need and get on the path to a better tomorrow. As a bonus, you'll be building your credit as well in the process!

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  • Approved regardless of credit*
  • A better alternative to payday loans
  • Ideal for emergencies
  • Receive $500 from your loan proceeds immediately and we'll put the additional $500 in your savings account, which will become available to use any way you choose once your loan is paid in full.
  • Earn interest on the funds saved and watch your savings grow
  • Offered in conjunction with our Free Financial Coaching service

A few easy requirements:

  • Low $20 non-refundable processing fee
  • Be an Alive CU member in good standing for at least 3 months
  • Be employed at least 6 months with full or partial direct deposit into your Alive account
  • Can not have an Easy Cash Plus Loan and a Personal Loan active at the same time

APR = Annual Percentage Rate. Credit inquiry required. Must not be in active bankruptcy. $500 will be released immediately, $500 will be held in members savings account until loan is paid in full. $1,000 for 12 months at 18% APR = $42.15 bi-weekly. Must be a member in good standing for at least three months or greater. Direct deposit required. Must meet with a financial counselor as a condition of approval. See representative for full details. Federally Insured by NCUA.