Land and Construction Loans
Whether you're purchasing land for future plans or ready to start building today, Alive offers financing solutions to help bring your vision to life. Our lending team will guide you through every step, making the process simple, affordable, and tailored to your needs.
Land Loans
Found the perfect property but not quite ready to build? A Land Loan allows you to purchase and secure the land today while giving you time to plan for the future.
Construction-to-Permanent Loans
Ready to build? A Construction-to-Permanent Loan combines construction financing and your permanent mortgage into one convenient loan. Funds are disbursed throughout the construction process, and once your home is complete, the loan automatically converts to a long-term mortgage.
Whether you're securing land for the future or ready to break ground today, Alive has the financing solutions to help you move forward with confidence.
Land Loan Features
- Up to 85% financing
- Terms up to 15 years
- Available to first-time homebuyers and current homeowners
- Ideal for future home sites, recreational property, or investment land
Construction-to-Permanent Loan Features
- One loan from start to finish
- One closing and one set of closing costs
- Simplified financing process
- Seamless transition from construction to permanent financing
Turn Your Plans Into Reality
Alive Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Equal Housing Opportunity. NMLS# 422880.
*APR equals annual percentage rate.