Physician Home Loan
Whether you're in residency, just beginning your career, or an established physician, the Physician Home Loan is designed to help medical professionals achieve homeownership with flexible financing options.
Recognizing the unique financial challenges physicians often face, including student loan debt and delayed earning potential, this program offers solutions tailored to support your path to homeownership.
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Program Highlights
- Up to 100% financing available
- No down payment required
- No PMI required
- Available to residents and practicing physicians
- Loan amounts up to $1 million with no down payment requirement**
- Competitive 10/1 ARM structure
Who May Qualify?
- Medical Doctors (MD)
- Doctors of Osteopathic Medicine (DO)
- Medical Residents
- Fellows
- Practicing Physicians
Additional Requirements
- Primary residence only
- Subject to underwriting approval
Mortgage Solutions Designed for Physicians
Alive Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Equal Housing Opportunity. NMLS# 422880.
*APR equals annual percentage rate. **Loans exceeding $1 million require a down payment.