Skip to content

We're happy to see you've taken the next step in allowing us to lower your interest rate and payment! Get some budget relief today. Start your application by hitting the "Apply Now" button below.

A few benefits of your pre-qualification:

  • No payments up to 60 days
  • Lower your payment and rate
  • Flexible terms - Weekly, Bi-weekly, Semi or Monthly payments
  • Additional rate discount of .50% if you choose to pay using direct deposit and .25% with payroll deduction
  • Personal service
  • Local underwriting
  • Quick approvals
  • Easy to apply — Online, In-person at any branch or by phone
  • Credit, life, and disability protection available

Refer to your prequalification letter for important disclosures regarding refinance terms and conditions of this offer.

Home of the original CAR GUYS, your friendly Alive Credit Union loan officers not only offer you the benefit of low-rate refinancing, but they also serve as your go-to guys for all things car-buying related.

So be sure to take advantage of this great membership benefit the next time you think about trading-in your car.

Credit Insurance

If something unfortunate were to happen to you, who would make your loan payments? Make sure you and your loved ones are protected with credit insurance.

GAP Coverage

Unfortunately, we all know that our car loses value the moment we drive it off the lot. So, what happens if you are ever in an accident and your vehicle is totaled? Did you know you could be responsible for the difference between what insurance pays and your loan balance? GAP can help cover this difference.

Warranties

Be fully protected against mechanical breakdowns. Ask us about your extended warranty options.